MORTGAGE

Home Construction Loans

Buy the newly constructed house that will become your home with the help of GECU. Get prequalified1 now!

New Construction Home Loans

Build the home of your dreams

  • Lending options: We offer conventional, FHA and VA2 loans for new construction financing.
  • Seamless process: The mortgage team is here to guide you through the new construction homebuying process.
  • Credit union difference: Our home construction loans come with competitive interest rates and flexible terms that work for you.
  • Preferred builders: In addition to the builders that we work with, you can work with any builder and we can help you finance your newly constructed home.
  • Home-purchase assistance: Take advantage of our home-purchase assistance programs3 for the purchase of a newly constructed home.
GET A NEW HOME LOAN
Apply for New Construction Loans with Confidence

GECU Preferred Builders Program

  • We work with local builders like CareFree Homes, Classic American Homes, Definitive Homes and Hakes Brothers
  • Finance a home with GECU and see what builders have to offer
  • Find the latest models and communities in your city
View preferred builders

First-time homebuyer

  • Our GECU Mortgage loan officers are here to help you through the homebuying process whether it is a new construction home or resale home
  • We offer homebuyer classes to provide you with what you need to do before, during and after you close on your home
  • Take advantage of home-purchase assistance programs
View homebuyer resources

Homebuying process

  • We can help you get started on the homebuying process when you get a prequalification letter that lets you know how much home you can afford
Start homebuying process

Disclosures

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Membership eligibility is required.
1All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Certain fees and conditions apply.
2VA loans are offered to qualified borrowers that are serving or have served in the United States Armed Forces. Other conditions may apply.
3Assistance programs are made available through third-party entities, and are subject to qualification, income criteria, home-purchase price, and property location. Other conditions apply.
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